I never saw it coming. I've probably written those words more than once about a TV show, but Ringer really got me with "It's Easy To Cry, When This Much Cash Is Involved."

Even though I wasn't convinced at first, by the the end of this episode I completely believed that Juliet was raped by Mr. Carpenter. I thought Tessa's corroboration and subsequent breakdown in the restroom were real too.

When Catherine and Bridget prodded Andrew to settle with Carpenter, I thought it was the wrong thing to do. At the very least I thought they should have spoken to Juliet about it. Now I see that that wouldn't have mattered.

Money has the power to bring out the worst in people and it certainly did here. Juliet was so pissed off about Daddy freezing her trust fund and sending her to public school that she staged an elaborate rape story and subsequent law suit. I suppose all of the adults in Juliet's life are selfish, lying sociopaths. It looks like it's rubbed off.

Mr. Carpenter's the one who surprised me. He had the most to lose. How much did he get that it's worth ruining his career and reputation? Guilty or innocent, the stigma of this will follow him. And couldn't he just take the full amount from the girls? If they told the truth now, who would believe them?

Siobhan and Bridget danced around one another so much this hour that I couldn't believe they didn't trip over each other. 

Siobhan spun lies so fast I was dizzy. She told Henry this crazy plot was all Bridget's idea. Being a man in love, he bought it. She told Tyler that the guy he saw in her bed was her brother. Because Tyler's not the brightest man in the world, he bought it.

Olivia finally used that photo of Henry and Siobhan in bed to get Gemma's family money. Surprisingly, bringing Henry's kids expensive pajamas just wasn't convincing enough. Go figure.

So... is Martin Charles Financial involved in a giant ponzi scheme? How else could Martin Charles being doing so well in this economy when everyone else is struggling? Is Olivia in on it because she needs the influx of serious cash to keep the scheme going? And is Andrew in on all of it or is he completely in the dark? 

I couldn't believe Siobhan didn't even try to lie to Andrew when he caught her stealing the key back. She kissed him and walked out with barely a word. Bridget was lucky that all worked out for her. 

Obviously Andrew could tell the difference even if he didn't have the facts to process it. It was all in the kiss. One was cold and distant, the other was loving and heated. Two very different smooches from two very different women. Only Andrew's the last to know it. 

Will Juliet's scheme ever come to light? Will the guilt eat her up or will the money keep her happy? Will Siobhan continue to string both Henry and Tyler along? And will all Hell break lose when Siobhan and Bridget finally face off? What's your theory?

C. Orlando was a TV Fanatic Staff Writer. Follow her on Twitter.