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I dont really know you so it's hard to say but if I have an acecdint it is 100% the other person's fault so it isn't my insurance that pays me but the other guy's.So I don't go with State Farm, I never did and I pay about $200 yearly. That's $4k I paid in 20 years. Not bad I think.

Futurama Season 2 Episode 20 Quotes

Nichols: Eternity with nerds. It's the Pasadena Star Trek convention all over again.
Gygax: Anyone wanna play Dungeons & Dragons for the next quadrillion years?
Fry: Sure.
Hawking: I guess.
IBM Deep Blue: Pawn to rook 8.
Al Gore: Sure! I'm a level 10 vice-president.

That story was preposterous. Stephen Hawking in a pizzeria! This thing isn't worth the gold it's made of.