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Alan: You'll see things will go great for you. You just have to remember a few things.
Jake: Like what?
Alan: Well, er, always keep your lunch money in your shoe, but have some spare change in your pocket.
Jake: How come?
Alan: Decoy money. They won't stop hitting you til they get something.
Jake: Who are "they"?
Alan: The big kids holding you by the ankles and plunging your head into the toilet.
Jake: Plunging my head into the toilet?!
Charlie: Don't freak the kid out, Alan. It's not so much "plunging" as "dipping."